The following are some of the plans offered by original Medicare often perceived to be part of Medicare supplement plans. Medicare preferred provider organization: This is a type of Medicare advantage plan, part C. this plan is availed across the state and the policy holder pays less if the individual seeks health service from doctors, hospital and health care providers.

 This means the policy holder is charged more if the policy holder seeks health cover outside the medigap open enrolment network. Medicare prescription drug plan: this is a standalone drug plan that adds prescription drug coverage to original Medicare, some Medicare cost plans, some Medicare private fee-for-service plans and Medicare medical savings account plans. Often people with medigap policies without prescription drug coverage can add a Medicare prescription drug plan.

 The Medicare supplemental insurance prescription drug cover is similar to the Medicare drug plans hence the misconception. Medicare private fee-for-services plan: this is another type of Medicare advantage plan which allows the policy holder to go to any doctor or hospital. If the hospital or doctor agrees to treat the individual under original Medicare, then the policy holder can receive health care there. The plan determines how much it will pay doctors and hospitals, and how to set the Medicare supplement rates charged to an individual. A private fee-for-service may cost more than the original Medicare charges because the policy holder gets to choose the health care providers. The individual who chooses this policy also must carefully follow the ethical guidelines of the insurance provider, to enjoy the full benefits.